Car Insurance
Third Party Only

Third-Party Only Cover

Simple protection to get you on the road

Third-Party Only (TPO) cover is the basic level of cover DirectAsia offer in Hong Kong.

Our third party only cover is more affordable than our other levels of cover, but it also offers the basic protection. This plan does not only cover the minimum legal requirement under Hong Kong regulation but covers liability against third-party property damage or bodily injuries.

When we recommend Third-Party Only:

This plan is best for drivers of older cars who have years of driving experience in Hong Kong.

smart-tips Smart Tips: Did you know under DirectAsia’s car insurance plan, the named drivers pay the same excess as main driver?

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Cover & Optional Benefits in More Detail

For greater cover protection and more optional benefits check out our comprehensive car insurance
Core Benefits Cover Limits (in HK$)
Third Party Bodily Injury $100,000,000
Third Party Property Damage Up to $2,000,000
Optional Benefits (you can add to your plan) Cover Limits
Personal Accident for Driver Up to $2,000,000
Medical Expenses for Driver and Passengers Up to $200,000 per person
No Claim Discount (NCD) Protection One claim per policy per year and NCD will remain unchanged
Windscreen/Window Breakage Replacement or repair costs ($500 excess for replacement)
24 Hour Breakdown Assistance Up to $2,000
Uninsured Loss Recovery Up to $5, 000 for Related Expense | Up to $20,000 for Legal Expense
Have questions?  Speak with us directly at (852) 2884 8888 or provide your details and we’ll call you back on the next working day.