Car Insurance
Third Party Plus

Third-Party Plus Cover


The basic cover of third party only with additional cover in case you need repairs following an identified third party vehicle crash (even if you are at fault) and need a tow to the workshop.

DirectAsia’s Third-Party Plus (TPP) plan is a good compromise cover for those who don't need the full benefits of comprehensive, but still want repairs and towing covered. It's a good choice for cars over 7 years old with drivers who have more driving experience.

Choosing TPP also gives you access to more optional benefits than our regular TPO plan. With TPP you can add extras like Windscreen/window breakage, 24 Hour Breakdown Assistance and Additional Accessories Cover.

When we recommend Third-Party Plus:

If your car is more than 7 years old, you may not feel it's necessary to buy Comprehensive, which covers your car from common accidents with an identified third party vehicle.

smart-tips Smart Tips: Did you know that we don’t charge depreciation on repaired parts?

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Third Party Plus Protection

Damage to Your Car

You are covered for damages to your car when you crash into an identified third-party vehicle.


If your car is unroadworthy following an accident with an identified Third-Party vehicle, we will tow it to one of our own repair workshops. Or if you have chosen the My Workshop optional benefit, we will tow your car to your own workshop.

Guaranteed Repairs

You get a 12 month guarantee on workmanship for repairs done by our approved workshops.

Cover & Optional Benefits in More Detail

Core Benefits Cover Limits (in HK$)
Third Party Bodily Injury $100,000,000
Third Party Property Damage $2,000,000
Accident Towing - collision with identified third party Up to $2,000
Own Damage - collision with identified third party Up to the market value of your car
Deductible of Own Damage As shown in your policy schedule
Optional Benefits (you can add to your plan) Cover Limits (in HK$)
Personal Accident for Driver Up to $2,000,000
Medical Expenses for Driver and Passengers Up to $200,000 per person
No Claim Discount (NCD) Protection One claim per policy per year and NCD will remain unchanged
Windscreen/Window Breakage Replacement or repair costs ($500 excess for replacement)
My Workshop A choice of Own designated workshop
24 Hour Breakdown Assistance Up to $2,000
Loss of Use $500 a day up to 10 days per accident, 20 per year
My Accessories Cost of replacing or repairing declared accessories and up to delcared amount
Have questions?  Speak with us directly at (852) 2884 8888 or provide your details and we’ll call you back on the next working day.