Simply Perfect Car Insurance

You are only minutes away from a great quote and instant cover.

  • Money saving
    No middleman - no agency commission.
  • Customize Your Own Plan
    Pay for what you need
  • Fast and Easy Claims Process
    ONE dedicated claim specialist follows your case
    from the beginning to the end

To be eligible for our car insurance, please make sure the proposer agrees and meets the following requirements:

  • The car insurance policyholder is the registered owner of the insured vehicle.
  • The private car is registered in Hong Kong.
  • The private car is not used for commercial purposes or for hire/reward. 
  • The main driver has at least 2 years' driving experience and is aged 70 or below. 
  • No driver has been refused insurance or had it terminated in the last 3 years. 
  • No driver has had their licence suspended or cancelled in the last 5 years. 
  • All drivers have valid Hong Kong driving licences with less than 12 driving offence points. 
  • Agree to accept and abide by following terms and conditions on proposal including but not limited to the Personal Information Collection Statement.
    Terms and Conditions
    Before we provide cover, you must fully and faithfully tell us everything you know or could reasonably be expected to know that is relevant to our decision to give you the insurance, otherwise you may receive no benefit from your policy or we may cancel your policy and treat it as never having existed.
    Personal Information Collection Statement (PICS)
    In compliance of the Personal Data (Privacy) Ordinance (Chapter 486) of the laws of Hong Kong, we are also required to inform you that during the quote process, we collect information from you to be able to supply online insurance products and services to you and to assess and pay any claims. Please click here to read our PICS.

Do you confirm that you meet all the above requirements?

Have questions?  Speak with us directly at (852) 2884 8888 or provide your details and we’ll call you back on the next working day.