Health Insurance
Health Insurance Plan

Buying Health Insurance with DirectAsia

 

We will pay out up to the limit of your choice without imposing hidden conditions or limitations when it comes to paying out.

  • Guaranteed Renewability
  • Pre-existing Condition Covered after 2 Years Free of Symptoms
  • No medical check-up needed to get instant cover

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How Your Health Insurance Plan Works

 
Step 1: Select Your Hospital Network

Decide which hospitals suit you best. Choose between either Tier 1, 2 or 3.

    • Precious Blood Hospital
    • Tsuen Wan Adventist Hospital
    • St. Teresa’s Hospital
    • Evangel Hospital
  •  
    • Precious Blood Hospital
    • Tsuen Wan Adventist Hospital
    • St. Teresa’s Hospital
    • Evangel Hospital
    • St. Paul's Hospital
    • Shatin Union Hospital
    • Hong Kong Baptist Hospital
    • Canossa Hospital
  •  
    • Precious Blood Hospital
    • Tsuen Wan Adventist Hospital
    • St. Teresa’s Hospital
    • Evangel Hospital
    • St. Paul's Hospital
    • Shatin Union Hospital
    • Hong Kong Baptist Hospital
    • Canossa Hospital
    • Hong Kong Adventist Hospital
    • Hong Kong Sanatorium & Hospital
    • Matilda International Hospital
 
Step 2: Choose Your Room Type

When you choose your room type you’re picking the type of hospital accommodation you’re most comfortable with:

  • A Ward is the cheapest option
  • Followed by Double Occupancy where you’ll share your room with one other
  • Finally Single Occupancy gets you your own room
 
Step 3: Decide Your Deductible

Your deductible is what you agree to pay out of your own pocket before we help pay towards a claim. A higher deductible usually means a lower premium.

Choose between Option 1 or Option 2 depending on your needs and budget:

  • Option 1 – table below lists the amount of deductible you will be asked to pay. The amount varies depending on what you selected in Steps 1 and 2.
    Hospital Network Ward (HK$) Double Occupancy (HK$) Single Occupancy (HK$)
    Hospital Tier 1 1,000 1,500 2,000
    Hospital Tier 2 1,500 2,000 2,500
    Hospital Tier 3 2,000 2,500 3,000
  • Option 2 – You have no deductible to pay and will not be responsible for making any first payments on your hospital bills from your own pocket.
Have questions?  Speak with us directly at (852) 2884 8888 or provide your details and we’ll call you back on the next working day.