Step 3: Decide Your Deductible
Your deductible is what you agree to pay out of your own pocket before we help pay towards a claim. A higher deductible usually means a lower premium.
Choose between Option 1 or Option 2 depending on your needs and budget:
- Option 1 – table below lists the amount of deductible you will be asked to pay. The amount varies depending on what you selected in Steps 1 and 2.
||Double Occupancy (HK$)
||Single Occupancy (HK$)
|Hospital Tier 1
|Hospital Tier 2
|Hospital Tier 3
- Option 2 – You have no deductible to pay and will not be responsible for making any first payments on your hospital bills from your own pocket.