Health Insurance
Who We Cover

Who can apply for Health Insurance
with DirectAsia?

If you meet the requirements below, get a free quote now!
Low cost, high cover is easier than you think.
 

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Who We Can Cover
 
  • Hong Kong Residents
    Hong Kong Residents

    Hong Kong citizens.
     

  • Foreign Residents
    Foreign Residents

    The policyholder must live in Hong Kong more than 184 days a year.
     

  • Age Range for Main Policy
    Age Range for Main Policy

    The policyholder must be aged between 18 and 60 years old.
     

  • 10 - 17 years old
    10 - 17 years old

    If 10 - 17 years of age, the parent/guardian will be named the policyholder.
     

  • 15 days - 10 years old
    15 days - 9 years old

    The parent/guardian needs to have an existing Health Insurance policy with us.
     

Who We Cannot Cover
 
  • Past Hospitalisation
    Past Hospitalisation

    We cannot cover you if you’ve been hospitalised in the last 12 months.

  • 4 or More Visits in 6 Months
    4 or More Visits in 6 Months

    We cannot cover you if you’ve visited 4 or more times (excluding common seasonal flu and cold, acute upper respiratory tract infection)

  • Planned Appointments
    Planned Appointments in the next 6 months

    If you’ve planned a visit to the doctor or a health professional for follow-up consultation or to undergo further investigations we cannot cover you.

  • We Cannot Cover Certain Conditions
    We Cannot Cover Certain Conditions

    If you have ever experienced any symptoms of cancer, hepatitis B (including being a healthy carrier) or hepatitis C or diabetes (including been diagnosed, or are currently under investigation for these conditions.

  • If You’re Taking Regular Medication
    If You’re Taking Regular Medication during the last 6 months

    We cannot cover you if you took, or were advised to take, any repeat medication or injections, prescribed or not, for at least 3 times a week and for a minimum period of 3 weeks.
    If the medications you took were - vitamins, food and health supplements, antioxidants, asthma or contraceptive medication (consumed solely for birth control measures and not due to any underlying medical condition) you CAN be covered.

Have questions?  Speak with us directly at (852) 2884 8888 or provide your details and we’ll call you back on the next working day.