Health Insurance from DirectAsia

You are only minutes away from a great quote and instant cover.

  • Save Money
    No middleman - no agency commission.
  • Save Time
    Get a quote and buy online in minutes
  • Dedicated and Easy Claims Process
    We are here to help - when you need it

To be eligible for our health insurance, please make sure the proposer agrees and meets the following requirements:

  • The insured person must be aged between 15 days and 60 years old.
    • If 15 days to 9 years old, the parent/guardian needs to have an existing Health Insurance policy with us.
    • If 10 to 17 years old, the parent/guardian will be named as the policyholder.
    • If 18 to 60 years old, the insured person must be the policyholder.
  • This policy will not cover any treatments for chronic or recurrent conditions you have suffered in the recent past 5 years. Any such conditions suffered during this period are defined as pre-existing. These 'pre-existing conditions' will be covered after 2 years of continuous insurance provided that the person covered does not suffer from these conditions during these 2 years of insurance.
  • Agree to accept and abide by following terms and conditions on proposal including but not limited to the Personal Information Collection Statement.
    Terms and Conditions
    Before we provide cover, you must fully and faithfully tell us everything you know or could reasonably be expected to know that is relevant to our decision to give you the insurance, otherwise you may receive no benefit from your policy or we may cancel your policy and treat it as never having existed.
    Personal Information Collection Statement (PICS)
    In compliance of the Personal Data (Privacy) Ordinance (Chapter 486) of the laws of Hong Kong, we are also required to inform you that during the quote process, we collect information from you to be able to supply online insurance products and services to you and to assess and pay any claims. Please click here to read our PICS.

Do you confirm that you meet all the above requirements?

Health Insurance

Full Hospitalisation and Surgical Cover

Top-Up Health Insurance

Supplement Your Existing Primary Medical Insurance
Health Insurance
Top Up Health Insurance
No medical check-up needed    
Lifetime guaranteed renewability    
Pre-existing condition covered after 2 continuous years free of symptoms    
Overall yearly limit From HK$ 150,000 to HK$ 800,000 From HK$ 150,000 to HK$ 800,000
Deductible per claim Optional for zero deductible Optional for zero deductible
This product will reimburse up to the Overall yearly limit. This product will reimburse up to the Overall yearly limit for the expenses which are in excess of your primary insurance plan.
Room & board Full reimbursement Full reimbursement
Accompanying bed (for child insured below 15 years) Full reimbursement Full reimbursement
Intensive Care Full reimbursement Full reimbursement
Surgical Cover Full reimbursement Full reimbursement
Non-surgical Cover Full reimbursement Full reimbursement
Cancer Treatment & Kidney Dialysis Full reimbursement Full reimbursement
Post Hospitalisation (up to 60 days) Full reimbursement Full reimbursement
Private nursing (up to 60 days subject to pre-authorisation) Full reimbursement Full reimbursement
Daily Meal Allowance From HK$ 150 to HK$ 400 From HK$ 150 to HK$ 400
Have questions?  Speak with us directly at (852) 2884 8888 or provide your details and we’ll call you back on the next working day.