You are only riding your motorcycle in the course of your private life and for leisure.
You are not using your motorcycle to get to work or any professional appointment. However, you might use your motorcycle on daily errands that aren't work related.
PRIVATE USE & COMMUTING
On top of the private use, you are also riding your motorcycle to and from work.
You might use your motorcycle during lunch time to meet with a business partner. However, you are not riding to and from business appointments during your work/office hours.
PRIVATE USE & BUSINESS
You ride in your normal day and in the course of your work.
On top of private rides and commuting, you are also using your motorcycle for and during the course of work. This includes going to business meetings during your work/office hours.