Travel Insurance
Covers and Limits

Go Enjoy Your Trip, We Have You Covered

 
Travel insurance built for Hong Kong travellers.

And when we say our travel insurance has you covered, we mean just about any emergency you can think of (and even a few you probably hadn't considered). We'll help you with annoyances like delayed luggage or flights up to medical evacuations and more.

You get the same comprehensive coverage (listed below) with every plan. But because not all travellers need the same amount of coverage, we let you pick from three plan limits so you pay only for what you want.

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Comprehensive Travel Insurance for Every Vacation Plan

Here's just some of what you get:

(for a full list of benefits read the Travel Policy Document)

Medical Expenses
Medical Expenses

You’ll be reimbursed for medical expenses if you have an accident or become ill during your trip.

FATAL ACCIDENT OR DISABILITY
FATAL ACCIDENT OR DISABILITY

You or your family will receive a cash sum if you have a fatal accident or become permanently disabled from an accident on your trip.

EMERGENCY MEDICAL EVACUATION
EMERGENCY MEDICAL EVACUATION

You’ll be flown home to Hong Kong following an accident or illness

PERSONAL BELONGINGS
PERSONAL BELONGINGS

Your personal belongings or travel documents are covered in case they’re lost, stolen or damaged.

FLIGHT CANCELLATIONS
FLIGHT CANCELLATIONS

You’re covered for flight cancellations whether they’re caused by ash clouds, flu epidemics or strikes.

DELAYS CAUSED BY PUBLIC TRANSPORT
DELAYS CAUSED BY PUBLIC TRANSPORT

You're covered if your journey is delayed because of late public transport, overbookings or misconnections.

TRAVEL CANCELLATION
TRAVEL CANCELLATION

You will be compensated if the travel company or carrier becomes insolvent and your trip is cancelled.

TRAVEL DELAY
TRAVEL DELAY

You will be compensated if your flight, bus or boat is delayed for more than 6 hours.

YOUR TRAVEL IS DISRUPTED
YOUR TRAVEL IS DISRUPTED

The unused and prepaid cost of your planned trip are covered if your trip is disrupted from natural disaster, civil commotion, unexpected death, serious injury or illness.

AUTOMATIC POLICY EXTENSION
AUTOMATIC POLICY EXTENSION

Your policy will be extended if your flight is delayed or if you're injured and can’t get back on your scheduled date unavoidably.

SPORTS ACTIVITIES
SPORTS ACTIVITIES

You're automatically covered for most sport activities such as football, running, swimming, basketball, fishing and golf. For trekking, off-piste skiing, rafting, parachuting, etc, you opt to purchase extreme sport covers.

PET HOSPITAL (OPTIONAL)
PET HOSPITAL (OPTIONAL)

Your pet hotel charges are covered if your return travel is delayed. Keep your dog or cat protected.

Have questions?  Speak with us directly at (852) 2884 8888 or provide your details and we’ll call you back on the next working day.