Travel Insurance
Plan Limits

Travel Insurance Limits

 
Choose from 3 travel insurance payout levels

When buying your travel cover you get to pick from 3 plan limits: Travel 25, Travel 75 and Travel 200. We cover you for the same travel incidents whichever plan limit you choose.

What do we mean by plan limits? Our plan limits allow you to set the coverage amount if you need to make a travel claim. Having different levels lets you control your travel insurance costs. You decide your plan limit based on:

  • The amount of premium you want to pay
  • The amount of payout you'll need in the event of a claim

For example, if you need to save money on your travel insurance and you don’t plan to carry expensive personal items, you might go with TR25, our lowest coverage plan. Or if you need the largest coverage, consider TR200.

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*For the detail of plan limits please refer to the Travel Policy Document.
(Last Updated: 2 Oct 2015)

Max Limit Payable* (HKD)
Accidental Death / Total & Permanent 
Disablement (Lump Sum)
Per Adult 70 years old or younger $250,000 $750,000 $2,000,000
Per Child or per Adult 71 years old or older $125,000 $375,000 $1,000,000
Medical Expenses Per Adult 70 years old or younger $250,000 $500,000 $1,000,000
Per Child or per Adult 71 years old or older $125,000 $250,000 $500,000
- Sub-limit for Medical Expenses of Chinese Medical Practitioner for injury Per day $150 $250 $500
Max per accident $2,000 $2,500 $3,000
- Sub-limit for Medical Expenses of physiotherapy and/or chiropractic treatment for injury Per day $300 $300 $300
Max per accident $6,000 $7,500 $9,000
- Sub-limit for follow-up medical expenses due to accident injury   100% of max. benefits 100% of max. benefits 100% of max. benefits
- Sub-limit for follow-up medical expenses due to illness/sickness   5% of max. benefits 5% of max. benefits 5% of max. benefits
Evacuation and Repatriation Per Adult 70 years old or younger $3,000,000 $3,000,000 $3,000,000
Per Child or per Adult 71 years old or older $1,500,000 $1,500,000 $1,500,000
Loss of Personal Possessions Per insured person $5,000 $10,000 $20,000
- Sub-limit for any single article, pair or set of articles $2,500 $2,500 $2,500
Delayed Baggage Per insured person $1,500 $1,500 $3,000
Travel Cancellation, Trip Cut Short and Travel Cancellation due to Insolvency Per insured person $10,000 $20,000 $30,000
Travel Delay Per insured person $1,500 $3,000 $5,000
- Amount we will pay you for every 6 full consecutive hours of delay up to the max. limit Per insured person $300 $300 $500
Rental Car Excess Per insured person $5,000 $5,000 $5,000
Personal Liability Maximum Limits $1,500,000 $2,000,000 $3,000,000
Optional Benefits: Pet Hotel Pet Hotel (Max 1 pet only) $1,000 $1,000 $2,000

Buying travel insurance is quick and easy

If you’ve previously bought any type of insurance with DirectAsia, all you need to do is log in and tell us your travel dates.
Since your details are already saved in our system, you'll have your travel plan purchase complete in minutes.

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Have questions?  Speak with us directly at (852) 2884 8888 or provide your details and we’ll call you back on the next working day.